Maternity Leave in Tennessee | How Many Weeks | How Much $
Tennessee has one state-specific law regarding maternity leave. The federal rule covers more people but allows for less time off. Like many localized regulations, questions often arise about who is...
View ArticleIVF Financial Assistance: Grants, Scholarships, & Free Care
Almost everyone needs help paying for In Vitro Fertilization out-of-pocket. One cycle is expensive enough. When a couple needs multiple cycles to conceive, finances get very tight. Fortunately, there...
View ArticlePaying for IVF with Bad Credit: Medical Loans, Payment Plans
Paying for In Vitro Fertilization when you have bad credit history appearing on your consumer report and a subsequent low FICO or Vantage score will prove challenging. Lenders rarely approve...
View ArticleCars with Bad Credit & No Money Down: Buy or Lease?
Having a good credit score and a sizable down payment are two very important eligibility criteria for auto financing. If you rank poorly in these two areas, the lender will require that you perform...
View Article3 IRS Dental Implant Discount Plans: Tax Deductible Savings
Patients need every little bit of help when paying for pricey dental implants out-of-pocket – even when they have insurance. Fortunately, these expenses are tax-deductible per IRS rules. Make the most...
View ArticleFinancial Help for Medical Bills: Grants & Government Programs
Find what limited resources are available in your state for financial assistance if you are having difficulty paying medical bills, or need income support while taking unpaid leave from work. Private...
View ArticleHealthcare FSA for Pregnancy & Baby: How Much to Put In?
How much money should you contribute to your flexible account during your pregnancy? This is a common question, with a difficult answer. Many healthy pregnancies generate a modest amount of predictable...
View ArticleDependent Care FSA Rules | Non-Working Spouses, Expenses
Parents with young children can save thousands of dollars every year by contributing to a Dependent Care FSA. You might want to investigate flexible spending account eligibility rules if one spouse is...
View ArticleSupplemental Health Insurance: Pregnancy & Maternity Leave
Supplemental maternity insurance coverage fills common holes found in almost every healthcare program. Normal childbirth is very expensive. Complicated delivery costs skyrocket quickly. Every plan has...
View ArticleFinancial Assistance for Parents of Special Needs Children
Parents of children with special needs face a lifetime of extra expenses not covered by insurance, such as travel, medical bills, therapies (art, swim, speech, occupational), caretaking, and more....
View ArticleShort-Term Disability in Oregon | State Qualifications
Oregon does not offer a state short-term disability program that covers non-occupational medical conditions for workers in private industry. Members of the PEBB have the option to participate in a...
View ArticleCredit Score Needed to Buy a Car Without a Cosigner
Your credit score rating can have an enormous impact on your ability to qualify for many types of financing, and the rate of interest you may pay. Consumers often ask the wrong questions. The minimum...
View ArticleHow To Get A Car Loan With a High Debt-To-Income Ratio
When you already owe a lot of money, borrowing even more is very difficult, and not always the best idea. However, sometimes we need reliable transportation to get to work. Getting a secured personal...
View ArticleHow To Answer Credit Card Application Questions Correctly
When responding to a credit card offer, you may need to answer several seemingly odd application questions such as whether you rent an apartment, own a home, or live with your parents. You may find it...
View ArticleFree Government Debt Consolidation Programs & Loans?
The government does not offer or approve debt consolidation loans, relief options, or forgiveness programs for private obligations in a direct fashion. However - federal and state agencies enact laws...
View ArticlePayroll Allotment & Installment Loans for Federal Employees
Online lenders love federal government employees! Their secure jobs and steady paychecks make them ideal borrowers, all other underwriting criteria aside. Shutdowns get lots of press, but occur...
View ArticleHardship Grants for Single Mothers | Free Money To Pay Bills
Grants are the ideal form of financial assistance for single parents because, unlike a loan, you do not have to repay the money or incur interest charges and origination fees. However, finding free...
View ArticleFree Dental Insurance for Low-Income & Unemployed Adults
Medicaid provides free dental insurance to low-income children throughout the country and often (not always) extends these benefits to adults over 21, disabled individuals, pregnant women, and seniors...
View ArticleDo Unpaid Medical Bills Affect Buying a House?
A negative medical debt credit history can follow you around like a bad penny. It may even affect you when trying to buy a house. Mortgage lenders will consider your debt to income ratio, your credit...
View ArticleFree Braces Programs for Adults, Students, and Children
Orthodontia can be very difficult to afford – especially for low-income families. Your children need straight teeth to build self-esteem and succeed later in life. Forms of financial assistance and...
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